Mukhyamantri Mahila Rojgar Yojana 2026: The Bihar government is running a big scheme to help women become self-employed. The name of this scheme is Mukhyamantri Mahila Rojgar Yojana (MMRY). Under this scheme, the government gives money to women so they can start their own work or business.
Prime Minister Narendra Modi launched this scheme on September 26, 2025. The scheme is for the women of Bihar. It aims to make one woman from every family financially independent.
What is Mukhyamantri Mahila Rojgar Yojana?
Mukhyamantri Mahila Rojgar Yojana is a scheme of the Bihar government. The full form of MMRY is Mukhyamantri Mahila Rojgar Yojana. The goal of this scheme is to give financial help to women for self-employment. One woman from each family gets this help.
The government gives ₹10,000 to every eligible woman in the first phase. This money is sent directly to her bank account. The woman can use this money to start a small business of her choice. If her business runs well for six months, she can get more money up to ₹2 lakh.
How to Apply for Mukhyamantri Mahila Rojgar Yojana 2026?
You can apply for this scheme in two ways. One is online and the other is offline. Both methods are easy to follow.
Online Application Process
Follow these steps to apply online:
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Go to the official website mmry.brlps.in. This is the portal for the scheme.
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Look for the option “Mukhyamantri Mahila Rojgar Yojana Apply Online”.
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Click on it and enter your Aadhaar number.
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You will get an OTP on your registered mobile number. Enter that OTP.
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Now fill the application form. Enter your name, address, mobile number, and income details.
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You also need to write a simple business plan. This should tell what business you want to start.
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Upload all the required documents. These include Aadhaar, bank passbook, and photograph.
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Check all the details carefully. Then submit the form.
Offline Application Process
If you cannot apply online, you can use the offline method.
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Go to your local Panchayat office or Block office.
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Ask for the application form for Mukhyamantri Mahila Rojgar Yojana.
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Fill the form with all your details. Write neatly in capital letters.
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Attach copies of all required documents. Also attach one photograph.
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Submit the filled form to the office.
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You can also give your form to your Jeevika network or Village Organization.
Your application will be checked by the officials. Once approved, the money will be sent to your bank account.
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Mukhyamantri Mahila Rojgar Yojana 2026 Eligibility
Not every woman can get money under this scheme. There are some rules. You must meet these conditions to be eligible.
Basic Eligibility Conditions
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You must be a woman. Only women can apply for this scheme.
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You must be a permanent resident of Bihar. The scheme is only for Bihar residents.
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Your age should be between 18 years and 60 years. Women younger than 18 or older than 60 cannot apply.
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Only one woman from each family can get the benefit. If your sister or mother has already taken it, you cannot.
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You must be a member of a Self Help Group or SHG. This is a must. Jeevika SHGs are preferred.
Other Conditions
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You or your husband should not be a government employee. Regular or contractual employees cannot apply.
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Your family should be listed under the Below Poverty Line or BPL category. Priority is given to poor women.
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You must have an active bank account linked to your Aadhaar. The money is sent through DBT only to such accounts.
Women from both rural and urban areas can apply. The scheme is for all women of Bihar who meet these conditions.
Latest News and Updates for 2026
The year 2026 has brought good news for women under this scheme. On January 29, 2026, Bihar Chief Minister Nitish Kumar made a big announcement. He said the government will now give additional financial help of up to ₹2 lakh to eligible women.
Earlier the help was only ₹10,000 per woman. Now the amount has been increased a lot. This will help women set up bigger and better businesses. The Chief Minister shared this news on his social media account X.
The government also plans to give up to ₹2 lakh to 40 lakh women from April 2026. These women will be selected from the 1.56 crore women who already got the first ₹10,000. Their business plans will be checked first. Only those who used the first money well will get the second big amount.
How Much Money Do Women Get Under MMRY Scheme?
The scheme gives money in two stages.
First Stage – Seed Money
Every eligible woman gets ₹10,000 in her bank account. This is the first instalment. The woman can use this money to start her own small business. She can buy raw materials, a sewing machine, or other things needed for her work.
Second Stage – Additional Help
If a woman starts her business with the first ₹10,000, she can get more money. After six months, the government checks how her business is doing. If the business is running well, she can get up to ₹2 lakh more.
This extra money is not given to everyone. It is given based on need and performance. The amount can be ₹20,000, ₹50,000, ₹1 lakh, or up to ₹2 lakh. The government decides this after checking each woman’s business.
The extra money is given in phases. If the business is doing very well, a lump sum amount can also be given. This was confirmed by Chief Minister Nitish Kumar himself.
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Future Plans for Mukhyamantri Mahila Rojgar Yojana 2026
The government has big plans for this scheme. Here is what is coming in the future.
From April 2026, the government will start giving the second big instalment. About 40 lakh women will get up to ₹2 lakh each. But only those who used the first ₹10,000 well will get this.
The government is doing digital mapping of all beneficiaries. This will help track how each woman is using her money. It will also help select who should get the next round of funding.
Business models of women will be evaluated. Women with good business ideas will get more money. Those in conventional businesses will get funds based on their income growth.
Women can also form small groups to expand their business. For example, a group of women can open a cloth stitching centre together. Or they can install a small manufacturing unit for spices. Such group enterprises can get bigger orders and more profits.
The state government has set aside ₹21,000 crore for this scheme. This was done in the second supplementary budget of ₹91,000 crore in December 2025. This shows how serious the government is about this scheme.
How Many Women Have Benefited So Far?
The scheme has covered a very large number of women. The numbers are huge and keep growing every month.
When the scheme was launched in September 2025, 75 lakh women got ₹10,000 each on the first day. This was the first instalment. The total budget for this first phase was ₹7,500 crore.
By January 2026, the number went up to 1.56 crore women. That is 1.56 crore women who got ₹10,000 each in their bank accounts.
On February 16, 2026, another 25 lakh women got the money. This took the total to 1.81 crore women. In total, about 1.99 crore women have applied for the scheme. The government plans to cover all of them soon.
The scheme is expected to benefit more than 1.56 crore women across the state. This is one of the biggest women empowerment schemes in India.
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How to Check If You Got the Money?
Many women ask how to check if the money has come to their account.
Check Through Bank Passbook
Visit your bank branch and ask for a passbook update. If the money has come, it will be printed in your passbook. You can also check through ATM or mobile banking.
Check Through Official Portal
You can visit the official website mmry.brlps.in. There is a “Check Status” option on the portal. Enter your Aadhaar number or application number. The status will show if the money has been sent.
Check With Your SHG
Your Self Help Group leader or community resource person can help you. They have information about payments. Ask them to check the status for you.
What If Money Is Not Coming?
If your money is delayed, do not worry. First check if your bank account is linked to Aadhaar. Also check if e-KYC is complete. Then talk to your SHG or block officer. They can find the reason and help fix the issue.
Conclusion
Mukhyamantri Mahila Rojgar Yojana 2026 is a very important scheme for the women of Bihar. It gives them money to start their own work. It makes them independent and self-reliant. The government is also helping them sell what they make.
The scheme has already helped 1.81 crore women. Many of them have started small businesses. They are earning money and taking care of their families.
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