PM Vishwakarma Yojana 2026 Apply Online in West Bengal

The PM Vishwakarma Yojana is a well-thought-out scheme for people who work with their hands. It respects your skill and gives you the tools, training, and money to grow your business. Whether you are a carpenter in North 24 Parganas, a potter in Bankura, or a tailor in Murshidabad — this scheme is for you.

What is the PM Vishwakarma Yojana?

The PM Vishwakarma Yojana is a central government scheme. It focuses on 18 different types of traditional trades. The main goal is to give identity and support to local workers.

In West Bengal, many talented people work in rural and urban areas. This scheme gives them a “Vishwakarma Certificate” and an ID card. This helps them get recognized as professional workers across India.

What Benefits Does the Scheme Offer?

The PM Vishwakarma Yojana is not just about giving loans. It is a full package that supports an artisan at every step.

1. Free Skill Training

Once you register, you are given basic training for 5 to 7 days. The training is around 40 hours long. You can also opt for advanced training that lasts for 15 days or 120 hours.

During the entire training period, the government pays you ₹500 per day as a stipend. This means you do not lose your daily wage while learning new skills.

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2. Toolkit E-Voucher of ₹15,000

After you complete the basic training, you get an e-voucher worth ₹15,000. You can use this to buy modern tools and equipment for your trade. The money is transferred directly to your bank account through DBT (Direct Benefit Transfer). No middleman. No cut.

3. PM Vishwakarma Certificate and ID Card

Every beneficiary gets a special certificate and an ID card. This gives you official recognition as a skilled artisan. It also helps you apply for bank loans and other government schemes in the future.

4. Collateral-Free Loan up to ₹3 Lakh

This is perhaps the biggest benefit. Under the scheme, you can get a loan without pledging any property or asset. The loan is given in two parts:

First instalment: ₹1 lakh, to be repaid in 18 months.

Second instalment: ₹2 lakh, to be repaid in 30 months.

The interest rate is only 5% per year. The government pays the remaining interest (up to 8%) on your behalf. So the actual loan is very cheap.

5. Digital Transaction Incentive

If you use digital payments (like UPI or QR codes) for your business, you get an extra reward — ₹1 per transaction, up to 100 transactions every month.

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Who Can Apply?

To apply for this scheme, you must meet some simple rules. These rules ensure that the help reaches the right people.

• You must be an Indian citizen.

• Your age should be 18 years or above.

• You must be working in one of the 18 approved trades.

• You should be self-employed in the unorganised sector.

• Only one member per family can apply.

• You must have an Aadhaar-linked bank account.

• You must not have taken a loan from similar government schemes (like Mudra or PMEGP) in the last 5 years.

What Documents Do You Need?

Before you start the online process, keep these documents ready.

• Aadhaar card (must be linked to your mobile number)

• PAN card

• Active mobile number

• Bank account details (Aadhaar-linked, for DBT)

• One recent passport-size photograph

• Proof of your trade (this can be a certificate from a local panchayat or a simple letter describing your work)

• Caste certificate (optional, but helpful)

If you do not have a trade proof, the CSC operator can help you with a self-declaration.

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How to Apply Online for PM Vishwakarma in West Bengal

The application process is mostly digital. You can do it yourself or visit a nearby shop for help.

Step 1: Visit a Common Service Centre (CSC)

The online registration requires biometric (fingerprint) verification. Because of this, you must go to a nearby CSC or “Tathya Mitra Kendra” in West Bengal.

Step 2: Mobile and Aadhaar Verification

The operator will enter your mobile number and Aadhaar number. You will get an OTP on your phone. Enter the OTP to verify your identity.

Step 3: Fill the Application Form

Give your personal details like name, address, and your trade. You also need to provide your bank account number and IFSC code.

Step 4: Biometric Authentication

You will need to scan your fingerprint on the machine. This confirms that you are applying for yourself.

Step 5: Download the Certificate

Once your form is submitted, it goes for a check. After approval, you can download your PM Vishwakarma Digital ID and Certificate from the portal.

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Special Update for West Bengal in 2026

There is a significant change for West Bengal this year. In May 2026, the new state government led by Chief Minister Suvendu Adhikari announced that all central schemes, including PM Vishwakarma Yojana, will now be implemented smoothly in the state.

Previously, the scheme faced hurdles in Bengal. Around 8.65 lakh applications were filed by Bengal’s artisans, but many were not forwarded to the central MSME ministry. The new government has promised to clear this backlog and ensure every eligible artisan gets the benefit.

Helpline and Support

If you face any problem or have a question, you can contact the official helpline:

• Toll-free number: 1800-267-7777

• Alternate number: 17923

• PM Vishwakarma dedicated helpline: 1800-569-1565 (Monday to Saturday, 10 AM to 6 PM)

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Frequently Asked Questions (FAQ)

Q1: Is the scheme still open in 2026?

Yes. The scheme was launched in 2023 and will run until 2027-28. It is fully active in 2026.

Q2: Can women apply?

Yes. The scheme is open to all genders. Women working in any of the 18 trades can apply.

Q3: What if I don’t have a PAN card?

PAN card is a required document. If you don’t have one, apply for it immediately. You can also enquire at the CSC centre if an alternate document is acceptable.

Q4: How long does the approval take?

It varies. After biometric verification, the application goes to the district-level committee for approval. You will receive an SMS on your registered mobile number when it is approved.

Q5: Can I apply from my mobile phone?

Yes. The official website works on mobile browsers. There is also a “PM Vishwakarma” app on Google Play Store that you can use.